The danger of the “quasi-stuff you need to get done anyway” is, of course, my vast powers of rationalization, in which I can determine that despite the fact that I was able to live without the house being clean for the last month and a half, I won’t be able to concentrate until the house is clean, so I may as well do it now, rather than grade. Sigh.
On the condo thing, though — all props go to my advocate in the real property office, who is also my lender; she totally nixed the easy money plan, instead hounding the builder such that they sped up my completion in the interest of being able to close before the end of the year. So no pile of free cash, but an early closing nonetheless. My walk-through inspection is this afternoon, in fact!